Your investments should work for you, not against you and you should be able to decide where your money is invested! For an easy, effective way to diversify your investment portfolio, consider investing in tax lien certificates with Comian through a self-directed IRA or 401k retirement account. A portfolio in tax liens relieves you of worry from the inevitable fluctuations in the stock market, economy, banking investments, and government-based investments.

As foreclosure rates continue to soar to unprecedented heights, many investors are purchasing low-priced real estate as an opportunity to enjoy a high return after the market rebounds. But tax lien certificates can be an even more profitable investment, earning returns of  mid-teens or better, with minimum risk. Tax liens have been proven as an easy, effective way to create wealth and build long-term financial independence for your family -- no matter what market changes lie ahead.

As an investor, you should play an active role in choosing, managing, and reviewing your accounts. For maximum control and increased returns, consider transferring your current retirement account into a self-directed IRA or 401k through a qualified custodian. With a self-directed IRA/401(k), a custodian or trustee is paid a small fee to administer the account on behalf of the client. By choosing a self-directed option, you'll retain control of all account investment choices, and the custodian ensures your requests don’t jeopardize your tax status and executes your instructions.

Unlike traditional bank- or brokerage-based IRA/401(k)s, which typically limit investment choices to stocks, bonds, or mutual funds, self-directed IRA/401(k) accounts allow investment in real estate, private notes, businesses, property tax liens, and other alternative assets.

With the flexibility of self-directed accounts, real estate investors can potentially protect against the loss of principal while generating better-than-market rate returns through income production and capital gains. When real estate investments are not leveraged, both income and capital gains can flow back to IRAs as tax-deferred assets (or tax-free for Roth IRAs).

The following accounts or plans can be rolled over to one or more self-directed IRA/401(k)s accounts:

• Roth IRAs
• SEP IRAs
• 401(k)s
• 403(b)s
• Simple
• Coverdell Educational Savings Accounts
• Health Savings Accounts

Contact any of the following firms for more information on Self-Directed IRA’s and other tax advantaged programs: